New Jersey - Capitol Complex

New Jersey Life & Health Insurance Guaranty Association

Helping New Jersey policyholders when they need it the most.


Welcome to the New Jersey Life & Health Insurance Guaranty Association (NJLHIGA) Web site. We hope you find this site helpful in providing information regarding the purpose of the Guaranty Association and how it protects resident policyholders in the event of an insurance company insolvency.


Rehabilitator Files for Liquidations of Penn Treaty & American Network Insurance Companies

On July 27, 2016, petitions were filed by the receiver in the Commonwealth Court of Pennsylvania seeking the liquidation of Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC). Click here for a set of FAQs addressing the Penn Treaty/ANIC receiverships.